Zest staff have substantial experience of the issues involved in structuring financial products in accordance with the requirements of Shari`ah. We are well acquainted with international Shari`ah standards for product development in Islamic banking and finance and our qualified Shari`ah scholars provide formal judgements where required. Because our team members are also acquainted with secular financial markets, we can liaise comfortably with legal and banking practitioners in order to facilitate the development of new financial instruments.


Design of a sukuk financing structure for a Malaysian toll-road developer (1996)
Development of product documentation and financial model for a UK diminishing musharakah home finance provider (2005)
Development of trading methodologies for a UK equity investment manager (2008)
Retail product development for a Middle Eastern Islamic banking start-up (2008)
Authoring of standard Islamic contract documentation for an international financial publisher (2011)
Experience
Shari`ah consultancy in sukuk structuring for a global law firm (2004)
Shari`ah opinion for a UK home finance provider (2005)
Shari`ah advice on global portfolio structuring for a high-net worth Gulf-based private client (2006)
Shari`ah advice on corporate structuring for a venture capital client in the UK (2007)
Shari`ah consultancy in investment and derivative products for an international law firm (2007)
Provision of Shari`ah opinion in dispute resolution for UK private client (2007)
Shari`ah opinion on equity fund for a UK investment manager (2008)
Shari`ah opinion on an Islamic loan product for a UK Credit Union (2012)

Zest Advisory